Wednesday, September 23, 2026

Topic

Demat Accounts

SEBI and depository rules for demat accounts and mutual fund folios, read from the circular itself — what changed, who it actually applies to, and what happens if you do nothing.

Finance·Mohak Chutani··13 min read

SEBI’s New Demat Nomination Rule Kicks In September 1 — It Only Applies to Accounts You Haven’t Opened Yet

From 1 September 2026, every new single-holder demat account and mutual fund folio must carry a nomination or a formal opt-out declaration. This is SEBI’s second attempt at solving the same problem — the first one threatened to freeze existing accounts, was extended five times, and was withdrawn in 2024. Here is exactly what the new circular requires, who it actually applies to, and the real scale of the unclaimed-assets problem behind it.

Read the full story →